KalplexSoftware, not a lender
We help merchants run their own option. We never lend, buy receivables or hold funds.
About
For years, European shoppers have paid by invoice after delivery, and shops have paid a third party to make that possible. CCD2 changes the economics. We think the option should come home to the shop.
Compliance by design
The rules that keep pay later outside CCD2 are built into the product, not left to a manual.
Plain language
We explain the law and the payments in words shop owners use, and point to the source.
Not a BNPL provider
The shopper's agreement is with your shop, not with us.
Not a bank or payment institution
GoCardless collects the payments and pays them out to you.
Not a law firm
We share what we know; your lawyer confirms it for your market.
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