Products — Kalplex

Products

From the mandate at checkout to the debit on day 30 and the reminder when it comes back — each piece built to keep your option outside CCD2.

Pay later

A “pay within 30 days” option in your own checkout, collected by SEPA Core Direct Debit under your creditor ID.

SEPA Core mandates signed at checkout with strong evidence, under the merchant's own creditor identifier.

Automatic debits on day 30 with pre-notification, well inside the 50-day CCD2 limit.

Fraud and risk rules that decide who sees pay later — not a credit decision.

Operations

Automatic handling of MD06 refunds, failed and blocked debits, with reminders and a pay-by-link fallback.

Kalplex enforces no interest, no fees and the 50- or 14-day limit, so pay later stays outside CCD2.

Customers, mandates, scheduled debits, returns and payouts in one dashboard.

Checkout integrations for Shopify, Shopware, WooCommerce and custom checkouts.

Create your account, connect GoCardless and switch on pay later in your own checkout.

Everything to Run Pay Later Yourself