KalplexCompliance centre
Clear explanations of CCD2 and SEPA Core, with links to the legal texts. General information — confirm the details with your lawyer.
Compliance centre
CCD2 explained
What the revised Consumer Credit Directive changes for pay later and pay by invoice on 20 November 2026.
Learn moreWhy Kalplex isn't credit
The two legal checks that keep merchant-run pay later outside credit and payment regulation.
Learn moreSEPA Core essentials
Mandates, pre-notification, refund rights and returns in the SEPA Core Direct Debit scheme.
Learn moreMoney flows & licensing
How money moves with Kalplex: from the shopper's bank through GoCardless to the merchant — never through Kalplex.
Learn moreLaunch checklist
Eight checks to complete before switching on merchant-run pay later.
Learn moreAccount