KalplexSolutions
Invoice payment habits differ by country and by what you sell. Find the setup that fits yours.
By market
Germany
Keep Kauf auf Rechnung after CCD2 — run by your shop and collected by SEPA Lastschrift.
Learn moreAustria
Pay by invoice, run by your shop and collected by SEPA Core, for Austrian online shops.
Learn moreNetherlands
Achteraf betalen without a BNPL provider, collected by SEPA Core under your Incassant ID.
Learn moreFinland & the Nordics
Merchant-run pay later for Finland on SEPA Core, with Sweden and Denmark on the roadmap.
Learn moreBy business
SME online shops
Merchant-run pay later for online shops with €1–20M in revenue on Shopify, Shopware and WooCommerce.
Learn moreSwitching from BNPL
Bring pay later in-house before CCD2 applies, without losing the option your shoppers use.
Learn moreSubscriptions
Recurring SEPA Direct Debits for memberships, boxes and services.
Learn moreBy industry
Fashion & apparel
Try first, pay later — with returns adjusting the debit before it's collected.
Learn moreHome & living
Pay later for larger baskets and longer delivery times, counted from delivery.
Learn moreElectronics
Higher order values with stronger risk controls for consumer electronics shops.
Learn moreSports & outdoor
Handle seasonal peaks without paying a BNPL percentage on every order.
Learn moreAccount