Kalplex

Guide

If a third party runs your pay-later or invoice option, ask these before CCD2 applies.

3 min read · Updated 26 October 2026

Ask in writing

  • Which of my markets will you still serve after 20 November 2026?
  • Will your fees to me change? From when?
  • What new steps will shoppers see at checkout?
  • Will more of my customers be declined?
  • Which licence will you operate under in each market?
  • What new information will appear on my order confirmation pages?
  • Can I change or end our contract if the terms change?
  • Who owns the customer data from pay-later orders?
  • How will refunds and returns work under the new rules?
  • What notice will you give me before any change?

If the answers mean higher costs or a worse checkout, compare them with running pay later yourself — see switching from BNPL.

Create your account, connect GoCardless and switch on pay later in your own checkout.