Ask in writing
- Which of my markets will you still serve after 20 November 2026?
- Will your fees to me change? From when?
- What new steps will shoppers see at checkout?
- Will more of my customers be declined?
- Which licence will you operate under in each market?
- What new information will appear on my order confirmation pages?
- Can I change or end our contract if the terms change?
- Who owns the customer data from pay-later orders?
- How will refunds and returns work under the new rules?
- What notice will you give me before any change?
If the answers mean higher costs or a worse checkout, compare them with running pay later yourself — see switching from BNPL.